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Black Jack is a straight forward game — get to 21. Yup the goal of blackjack is to get a hand of cards whose total value is 21 or less, but never going over. If your hand is a natural blackjack or at least having a total value of 21, you will at the very least get back the money you have wagered. If you bust (that is, have a hand value that is over 21) or if the dealer’s hand is closer to 21 than yours, you lose.

1. Doubling down. Doubling down is an option available to a player to double the original bet he/she has made prior to the first deal of the cards. The payoff for a successful doubling down bet is 2:1.
2. Splitting. You can split the two cards you receive and play them as two separate hands. Splitting is usually done if the original hand has a value of ten or eleven. When you make a split, you need to place a wager that is equal to your original bet. Take note, however, that if you do get a 21 from one of your split hands, it is just a 21 hand
3. Five-Card Charlie. There are times when a player was already hit for five times and yet has not managed to get busted out. This is called a five-card Charlie. Most casinos reward a five-card Charlie.
4. Surrender. Some live dealer casinos and traditional online casinos allow players to surrender their cards if it turns out that it is not a natural blackjack. If this is the case and you opt to surrender your hand, you can get back half of the bet you have made for that particular round.
5. Insurance. Remember that in blackjack, the dealer has one card open. If this card is an ace, the probability that it is a natural blackjack is high. In this situation, you can make an insurance bet and wager that the dealer has a natural blackjack. If this turns out to be true, then you lose your original bet but get twice what you paid for your insurance bet. If the dealer’s hand is not a blackjack, you lose the insurance bet.

depends on the rules you are playing by, but here is the overview. The table below shows the effect on the player’s return under various rule variations and after taking into consideration proper basic strategy adjustments. These changes are relative to the following rules: 8 decks, dealer stands on soft 17, player may double on any first two cards, player can double after splitting, player may resplit to 4 hands of. These are standard Atlantic City rules with a resulting player return of -0.43%.

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